Maryland Paycheck Calculator (2026)
See take-home pay for any salary in Maryland for 2026. Enter an amount, or pick a common salary from the list to get federal tax, FICA, and Maryland state tax broken out in full.
Maryland taxes wages on a graduated schedule reaching 6.5% at the top, with new higher brackets added for 2026 at the upper end. But the defining feature of a Maryland paycheck is local: every county and Baltimore City levies its own income tax on the same taxable income, a large, universal add-on that varies by where you live. A standard deduction and a per-person exemption apply, with the exemption phasing out at higher incomes. Maryland's own paid-leave contributions do not start until later, so nothing for that is withheld in 2026. This page serves Maryland workers comparing take-home; the tables below show state pay across salary levels for 2026, before your county rate.
Maryland paycheck calculator (2026)
| Net per month | $4,307 |
| Net bi-weekly | $1,988 |
| Net per week | $994 |
| Federal income tax | $5,620 |
| Social Security | $4,030 |
| Medicare | $943 |
| Maryland income tax | $2,724 |
| Total tax (20.5% effective) | $13,316 |
Marginal rate 24.4% = 12% federal + 7.65% FICA + 4.75% Maryland. Annual-liability estimate for a single filer taking the standard deduction — actual payroll withholding differs slightly and reconciles at tax time.
Example: take-home on $65,000 in Maryland
| Line | Annual | Monthly | Bi-weekly * |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | $5,620 | $468 | $216 |
| Social Security (6.2%) | $4,030 | $336 | $155 |
| Medicare (1.45%) | $943 | $79 | $36 |
| Maryland income tax | $2,724 | $227 | $105 |
| Total tax | $13,316 | $1,110 | $512 |
| Net pay (take-home) | $51,684 | $4,307 | $1,988 |
* Single filer, standard deduction, annual liability ÷ pay periods (an estimate, not payroll withholding). Effective rate 20.5%; marginal 24.4% (12% federal + 7.65% FICA + 4.75% Maryland).
Maryland tax brackets (2026, single)
| Rate | Taxable income over | Up to |
|---|---|---|
| 2% | $0 | $1,000 |
| 3% | $1,000 | $2,000 |
| 4% | $2,000 | $3,000 |
| 4.75% | $3,000 | $100,000 |
| 5% | $100,000 | $125,000 |
| 5.25% | $125,000 | $150,000 |
| 5.5% | $150,000 | $250,000 |
| 5.75% | $250,000 | $500,000 |
| 6.25% | $500,000 | $1,000,000 |
| 6.5% | $1,000,000 | — |
All four filing statuses: Maryland tax brackets 2026.
Bonus coming? See how bonuses are withheld in Maryland.
Frequently asked questions
How is take-home pay calculated in Maryland?
We start with your gross salary and subtract the 2026 federal standard deduction for your filing status, then apply the federal tax brackets to what is left. FICA, the Social Security and Medicare tax, is added on the gross. On top of that comes the Maryland state layer, using Maryland's own brackets or flat rate and its deductions. The result is your estimated annual tax liability, which we divide across your pay periods to show weekly, biweekly, and monthly figures.
Does Maryland tax bonuses differently?
A bonus is withheld using supplemental wage rules, which can differ from your regular paycheck. See the Maryland bonus tax page for how the federal flat rate and the state layer apply.
Are these numbers withholding or final tax?
These are an annual tax-liability estimate, not the exact withholding from any one paycheck. The per-paycheck columns are the annual figure divided by the number of pay periods. Your employer's real withholding uses IRS payroll tables and can differ slightly, then reconciles when you file your return.
Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Maryland: Comptroller of Maryland. Rates current as of July 16, 2026. Annual-liability estimates, not payroll withholding — see methodology.